The purchase of a home is one of the most significant and exciting decisions that most people make in their lives. The American Dream has long been associated with the right to own your home!
A Great Time to Buy
If you are looking to purchase a home, market conditions are ideal. Economic experts consider this to be a fantastic time to purchase a home.
Significant decreases in real estate prices over the past 5 years have resulted in greatly improved housing affordability in Northern California. Many people who have not been able to afford to purchase a home, now themselves in a position where home prices are within their reach. In many cases, it is now less expensive to own a home that to rent.
Getting Started
It is common for prospective home buyers to start their home buying process with some basic research. We encourage you to use the internet to start looking at homes that are currently for sale. We may be a bit biased, but we think you will find our property search tools to be the ideal place to start looking at homes and to start identifying communities and property styles that may be of interest to you. Start here to find homes in Solano County, Homes in Stockton, homes in Modesto, homes in Fresno or virtually anyplace else in the East Bay Area, Sacramento or Central Valley. Once you have decided on the general area and price range that meets your desires, we invite you to register for our Home Detective Service which will allow you to save your property search criteria, save and review specific homes, and receive automated email alerts when new properties come on the market.
As you begin the home buying process, it is helpful to have the assistance of a real estate professional to serve as your personal resource. Find an Agent.
The Home Buying Process
The home buying process involves the following significant steps.
• Identifying Your Housing Needs
• Identifying Possible Locations
• Selecting a Professional REALTOR®
• Understanding Financing Options and becoming Pre-Approved for loan.
• Searching for Homes
• Analyzing potential Properties
• Making a Purchase Offer
• The Purchase Agreement
• Loan Application and Approval
• Inspections
• Closing – Managing the Escrow Process
As you progress through the process of buying your home, we encourage you to see our list of home buying tips.